FINANCING
We’ve partnered with hearth
To make transforming your space easier than ever with o% APR for 18 months and low interest rates.
Multiple financing options
We work with 17 lenders to find competitive personal loans and credit cards for your needs
Simple pre-qualification
Our process takes less than 2 minutes and will not affect your credit score
Personalized options
Hearth’s lending partners can provide multiple options tailored to your needs
Common Homeowner Questions
Will filling out the prequalification form affect my credit score?
No, when you complete the prequalification form, lenders perform a “soft” credit inquiry. This allows you to compare lender offerings without affecting your credit score.
Can I payback my loan early without penalties?
Yes, all 17 of our lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost.
What is the minimum loan amount?
In most states, the minimum loan amount is $1,000, but we recommend requesting at least $2,000, as several of Hearth’s lenders only make loans of $2,000 or greater.
Can I finance more or less than the exact cost of my project?
Yes, of course! Hearth’s offers page will display a range of loan options, so you can choose to finance a lesser amount, the exact amount, or a higher amount so you can get the project and payments that best suit you.